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DiscoverDiscover

Discover it Secured

The best secured card for building or rebuilding credit while still earning cash back rewards.

No Annual FeeAny credit
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Rewards Categories

Dining & Gas

Restaurants and gas stations up to $1,000/quarter

2%
General

All other purchases

1%

Welcome Bonus

Cashback Match — all cash back doubled in first year

Highlights

  • No annual fee
  • Cashback Match in first year
  • Free FICO score tracking
  • Automatic account reviews for graduation

Pros

  • +Cash back while building credit
  • +No annual fee
  • +Graduation path to unsecured

Cons

  • Requires security deposit
  • Lower credit limit
  • Limited 2% categories