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Discover it Cash Back

A rotating category cash back card that's especially valuable during the first year with the Cashback Match.

No Annual FeeFair credit
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Rewards Categories

Rotating 5%

Quarterly rotating categories up to $1,500 spend

5%
General

All other purchases

1%

Welcome Bonus

Cashback Match — all cash back doubled in first year

Highlights

  • First-year cash back match (effective 10% on categories)
  • No annual fee
  • No minimum redemption
  • Free FICO score

Pros

  • +Great first-year value
  • +No annual fee
  • +Good for building credit

Cons

  • Requires quarterly activation
  • 5% cash back capped
  • Limited acceptance abroad