Citi•Mastercard
Citi Double Cash
The go-to flat-rate cash back card that keeps things simple with no annual fee and no categories to track.
No Annual FeeGood credit
Rewards Categories
General
2%1% on purchase, 1% on payment
Welcome Bonus
None
Highlights
- Simple flat-rate cash back
- No annual fee
- No category restrictions
- Can transfer to Citi ThankYou points with Premier
Pros
- +No annual fee
- +Simple earning structure
- +Earn cash back on everything
Cons
- −No welcome bonus
- −No category bonuses
- −Limited travel protections