Citi•Mastercard
Citi Custom Cash
A unique cash back card that automatically gives you 5% on your highest monthly spending category — great for filling gaps.
No Annual FeeGood credit
Rewards Categories
Top Category
5%5% on top eligible category up to $500/month
General
1%All other purchases
Welcome Bonus
$200 after $1,500 spend in first 6 months
Highlights
- Automatically earns 5% on your top spending category
- No annual fee
- No activation required
- $200 sign-up bonus
Pros
- +Automatic 5% on top category
- +No annual fee
- +Pairs well with Citi Double Cash
Cons
- −$500 monthly cap on 5%
- −Only one category earns 5%
- −1% on everything else