Bank of America•Visa
Bank of America Customized Cash Rewards
A flexible cash back card that lets you choose which category earns 3% — great for filling gaps in your wallet.
No Annual FeeGood credit
Rewards Categories
Choice Category
3%Choose: Gas, dining, drugstores, travel, online shopping, or home improvement
Groceries & Wholesale
2%Up to $2,500 combined quarterly
General
1%All other purchases
Welcome Bonus
$200 after $1,000 spend in first 90 days
Highlights
- Choose your own 3% category each month
- No annual fee
- Preferred Rewards boosts earn rates up to 75%
- $200 sign-up bonus
Pros
- +Flexible category choice
- +No annual fee
- +Great if you bank with BofA
Cons
- −Quarterly caps on bonus categories
- −Base earn rate is low
- −Category selection required